Welcome to the TreeHouse Plan Comparison Tool. The purpose of this tool is to assist you in choosing a medical plan and understanding the advantages of tax-free accounts by helping you estimate your annual medical expenses.

We respect your privacy. None of the information you use to calculate your out-of-pocket costs can be collected or tracked, including your expected annual medical care expenses. When you navigate away from the TreeHouse Plan Comparison Tool, your information is automatically discarded. You can print your selections and criteria from the TreeHouse Plan Comparison Tool. Please keep your printouts secure and use caution when printing to shared printers.

By using this tool, you are automatically agreeing that you understand and accept the following:

Estimates are based on national average medical costs. Because costs can vary by provider and not all service details are included, actual costs may differ from what is shown in the TreeHouse Plan Comparison Tool. Actual costs may also vary based on the order in which services are incurred and by the specific family member using a service (if applicable). In the event of any contradiction between the information contained in this tool and the Plan Documents, the Plan Documents shall govern in all cases.

This tool is designed to help you choose the medical plan that is right for you in two easy steps:

• The first is to tell us about you by selecting your level of coverage.
• The second is to tell us about your and your family's expected healthcare needs for the coming year by selecting whether you expect medical needs to be low, medium or high for each family member.

Then, you'll be able to see an estimate of what you'll spend annually for the upcoming year under each medical plan option. You can also use the Health Savings Account section to consider how much you should contribute on a before-tax basis to cover your expected medical expenses.

Please select the group that applies to you.

Indicate whether you would like to include coverage for yourself, or for yourself and a spouse.

If you have more than five children, consider combining expenses for children to estimate your total family costs.

Please select the region that best represents where you live. While costs vary somewhat from region to region, the differences are generally not significant and may not affect your overall results.

Please indicate your salary band. Annual employee premiums will very based on your selection.

To qualify for favorable deductions, each individual indicated must have:

• completed a well-being assessment by the deadline, and
• completed a health screening by the deadline.

A premium surcharge may apply if an indicated individual is a tobacco user and has not participated a smoking-cessation program.

Choose "Yes" to spousal surcharge if your spouse has access to other subsidized medical coverage.

Choose "No" to spousal surcharge if your spouse does not have access to other subsidized medical coverage.

TreeHouse charges a spousal surcharge of $1,200 for spouses who have access to other subsidized medical coverage.