Welcome to the Medical Plan Cost Estimator tool. The purpose of this tool is to assist you in choosing a medical plan and understanding the advantages of tax-free accounts by helping you estimate your annual medical expenses.

We respect your privacy. None of the information you use to calculate your out-of-pocket costs can be collected or tracked, including your expected annual medical care expenses. When you navigate away from the Medical Plan Cost Estimator tool, your information is automatically discarded. You can print your selections and criteria from the Medical Plan Cost Estimator tool. Please keep your printouts secure and use caution when printing to shared printers.

By using this tool, you are agreeing that you understand and accept the following:

Estimates are based on national average medical costs. Because costs vary by provider and not all service details are included, actual costs may differ from what is shown in the Medical Plan Cost Estimator. Actual costs may also vary based on the order in which services are incurred and by the specific family member using a service (if applicable). In the event of any contradiction between the information contained in this tool and the Plan Documents, the Plan Documents shall govern in all cases.

This tool is designed to help you choose the medical plan that is right for you in two easy steps:

• The first is to tell us about you by selecting your level of coverage.
• The second is to tell us about your and your family's expected healthcare needs for the coming year by selecting whether you expect medical needs to be low, medium or high for each family member.

Then, you'll be able to see an estimate of what you'll spend annually for the upcoming year under each medical plan option. You can also use the Health Savings Account or Flexible Savings Account section to consider how much you should contribute on a before-tax basis to cover your expected medical expenses.

Optimal Viewing

This tool is designed for optimal performance in Microsoft Edge, Microsoft Internet Explorer 10 and later, and recent versions of Mozilla Firefox, Google Chrome, and Apple Safari. If you are using an earlier version or a web browser not listed, you may experience errors or be unable to use the tool correctly. In this case, please access the tool again using one of the listed web browser versions.

For optimal viewing, set the screen resolution to 1024 x 768 or higher.

Please select the group that applies to you.

Indicate whether you would like to include coverage for yourself, or for yourself and a spouse.

If you have more than five children, consider combining expenses for children to estimate your total family costs.

Please select the region that best represents where you live. While costs vary somewhat from region to region, the differences are generally not significant and may not affect your overall results.

Please indicate your band. Biweekly employee contributions will vary based on your selection.

Path to Physical Well-Being: You have the opportunity to take steps toward better health and earn up to $260 through Avnet's Path to Physical Well-Being program. If you are enrolled in an HSA plan, the incentive earned will be deposited in your Health Savings Account. If you are enrolled in the Classic 70 or Kaiser plan, you will receive your incentive through Reach Recognition. For more information, visit: avnet.me/livewell.

A biweekly surcharge of $20 will apply if you are a tobacco user. Avnet defines a tobacco-user as an employee who uses cigarettes, cigars, pipes, chewing tobacco and/or e-cigarettes. You can be considered a non-user if you are free from tobacco use for a minimum of six months or are enrolled in tobacco cessation program or working directly with a physician to stop using tobacco products.

Example incentive #3