Which Mercury Insurance medical plan makes the most sense for you and your family? That’s a tough question to answer without doing a comparison of plan costs.

Keep in mind that through the Blue Shield PPO $aver plans, Mercury Insurance contributes money to employees' Health Savings Accounts (HSAs)! Mercury Insurance contributes $500 for Employee Only coverage, $800 for Employee + 1 coverage, and $1,000 for Family coverage. You can use this money to pay for eligible health care expenses.

Use the tool below to compare in-network costs side-by-side for the Blue Shield PPO $aver Plan and the Blue Shield PPO Super $aver Plan. Though the full estimated costs for an office visit and prescription drugs are listed below, the applicable copays and coinsurance levels for all plans are calculated into your Total estimated 2019 plan costs.

Personal Information
Level of coverage
 
Estimate Your Expenses
Number of office visits
(assumes $75 per visit)
Number of generic formulary prescriptions
(assumes $40 per prescription)
Number of brand formulary prescriptions
(assumes $75 per prescription)
Number of brand non-formulary prescriptions
(assumes $145 per prescription)
Other covered expenses
(indicate total cost)
Total cost
 
 
Blue Shield PPO $aver Plan
Blue Shield PPO Super $aver Plan
Total estimated 2019 plan costs
(This estimate includes your monthly premium contribution.

It also reflects Mercury's contributions to your HSA:
• $500 for Employee Only coverage
• $800 for Employee + 1 coverage
• $1,000 for Family coverage

You can use this money to pay for eligible health care expenses.)

Minimum cost in 2019
(The minimum you pay is your monthly premium contribution, assuming you receive no medical services during the year.)

Maximum cost in 2019
(The maximum you would pay is your monthly premium contribution plus in-network out-of-pocket maximum, minus any HSA contributions.)